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2023 Author: Alex Livingston | [email protected]. Last modified: 2023-11-26 11:39
Let's talk about insurance for cats and dogs, a practice that, over the last few years, has spread more and more. According to a recent survey commissioned by Facile.it to mUp Research and Norstat, in fact, in 2018 as many as 1.7 million Italians has decided to insure their pet.
Although very often we tell you stories of mistreatment and violence against pets, it is good to say that the Italians who love their cat or dog are really many.
This is confirmed by a survey by Facile.it with mUp Research and Norstat according to which, over the past year, the Italians who have insured pets have been many, 1.7 million specifically.
But why is it so important and beneficial to start an animal insurance policy? Let's see together how insurance for cats and dogs works, what are the costs and above all the advantages.
Costs and coverage of your pet insurance policy
Let's start with costs. In principle, the annual cost of insurance for civil liability for a cat or a dog it costs around 45 Euros.
By taking out this insurance you will be covered for all damage to third parties carried out by your pet, whether they are people, objects or other animals.
What it takes to insure a pet
Be careful though, because not all insurance companies they have the same rules on insurance policies for animals and especially not all cats are included in the insurable animals.
In fact, it is almost always possible to insure cats that live exclusively indoors. Therefore, all the felines who spend part of their days outside their home remain outside.
Also the age of the animal it can be a discriminating factor for starting an insurance. Very often a cat that is less than 3 months old cannot be insured, nor one that is over 9 years old.
The veterinary policy
In addition to civil liability, you can also choose to insure your feline with one veterinary policy. Generally the cost of this insurance is around 100 euros per year, thanks to which you can get a reimbursement expenses for all veterinary care of your four-legged friend.
For information, the prices are a bit higher for dogs. The insurance for civil liability for a dog costs more or less 65 Euros per year and, even in this case, it can vary. Many insurance companies, for example, increase the cost based on the breed of the dog.
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